Christmas Without Debt

The time has come to buy gifts and souvenirs for the whole family and it is very easy to spend more than we earn. But first and foremost is to review your priorities. Buying gifts should not be more priority than paying rent and should not be more important than basic expenses like food, water, […]

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Safe home loans doubled

Banks signed nearly $ 564 billion in housing loans over eight months, a 36 percent year-over-year increase. Risky, variable-rate mortgages dropped by more than 30 percent. The increase was more than double for safer mortgages for 1-5 years and for 5-10 years. Low-risk mortgage loans with a fixed repayment term of at least 10 years achieved a 28 […]

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Debt Letter Loans

Loan in banks is debt securities The most commonly used form of loan in banks is debt securities. The loan is linked to a promissory note. It is a document where the borrower declares to owe money. The debt note contains many provisions that regulate the relationship between the borrower and the lender. Such loans […]

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Collective Loan and Co-ownership Loan

You are able to make a loan on behalf of various co-owners to a bank, in order to finance the collective function, benefiting the co-ownership.   To make a credit with all the co-owners is generally more advantageous compared to doing it individually. When important work should take place in the condominium, should provide for […]

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